In the early years, the credit union only offered share accounts and small loans. The credit union began share certificate accounts and small real estate loans in the 1970's. The credit union began offering share drafts in 1980. Travelers' checks were offered in l982. Money Orders were started in 1984. IRA and other savings accounts were started in the mid 1980's. Savings Bonds were offered in 1993. ATM service was first offered in 1996 at Eddies Corner and at the remodeled building in 1997. Voice Response was first offered in 1996 and PC Home Banking was offered in 2001. A Real Estate Mortgage Service was started in 2002.