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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.fergusfcu.com/checking</loc>
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    <lastmod>2026-02-26</lastmod>
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      <image:title>Checking</image:title>
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    <loc>https://www.fergusfcu.com/savings</loc>
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    <lastmod>2025-12-18</lastmod>
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    <loc>https://www.fergusfcu.com/about-us-1</loc>
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    <lastmod>2026-03-13</lastmod>
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      <image:title>About Us</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/working-in-progess</loc>
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    <priority>0.75</priority>
    <lastmod>2026-03-13</lastmod>
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      <image:title>Additional Services</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/loans-1</loc>
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    <priority>0.75</priority>
    <lastmod>2026-03-13</lastmod>
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      <image:title>Loan Types</image:title>
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    <loc>https://www.fergusfcu.com/contact-us</loc>
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    <lastmod>2024-05-16</lastmod>
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      <image:title>Contact Us</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/commitment</loc>
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    <lastmod>2024-04-05</lastmod>
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      <image:title>Commitment</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/membership</loc>
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    <lastmod>2025-10-10</lastmod>
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      <image:title>Membership</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/change-of-address</loc>
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    <lastmod>2024-05-24</lastmod>
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      <image:title>Update of Information Form</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/rates</loc>
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    <lastmod>2021-08-13</lastmod>
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      <image:title>Visa Rates</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/atm-debit-cards</loc>
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    <lastmod>2026-03-13</lastmod>
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      <image:title>ATM &amp; Debit Cards</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/secure-document</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-03-16</lastmod>
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      <image:title>Secure Document Upload</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/mobile-deposit-application</loc>
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    <priority>0.75</priority>
    <lastmod>2019-01-31</lastmod>
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      <image:title>Mobile Deposit Application</image:title>
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  </url>
  <url>
    <loc>https://www.fergusfcu.com/closed-account-survey</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-10</lastmod>
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      <image:title>Closed Account Survey</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/careers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-13</lastmod>
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      <image:title>Careers</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/privacy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-05</lastmod>
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      <image:title>Privacy</image:title>
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  <url>
    <loc>https://www.fergusfcu.com/disclosures</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-05</lastmod>
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      <image:title>Disclosures - Notices and Disclosures</image:title>
      <image:caption>Fergus Federal Credit Union, your member-owned financial institution is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to provide you with these notices and disclosures. They describe our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. You may click the links below to read our Notices and Disclosures.</image:caption>
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  <url>
    <loc>https://www.fergusfcu.com/childrens-online-privacy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5a8e0718f6576e7d35ca1885/1712336098642-8IU5DQK2L69Q8GQ28YXD/image-asset.jpeg</image:loc>
      <image:title>Children's Online Privacy - Children’s Online Privacy &amp; Information Act</image:title>
      <image:caption>About Children’s Online Privacy The Children’s Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13. Protecting Children’s Information Policy – Our online financial services are not designated for or directed toward children.  We do not knowingly solicit or collect data from children under the age of 13 without the consent from a parent or guardian and we do not knowingly market to children online. We recognize that protecting children’s identities and online privacy is important and that responsibilities rests with us and with parents. For more information about the Children’s Online Privacy Protection Act (COPPA), please visit the Federal Trade Commission website by clicking here.</image:caption>
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  </url>
  <url>
    <loc>https://www.fergusfcu.com/patriot-act</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5a8e0718f6576e7d35ca1885/1712337026137-LHR27855ZXEKWYPTNJKH/image-asset.jpeg</image:loc>
      <image:title>Patriot Act - Patriot Act</image:title>
      <image:caption>You Can Help Us in the War on Terrorism The USA Patriot Act requires financial institutions to take extra security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. These new procedures are designed to prevent crimes, such as identity theft and account fraud that terrorists commit to finance their operations against the U.S. and its citizens. When an Account is opened or changed, we ask for: * Your full legal name * Physical Address * Date of Birth * Tax Identification Number (SSN, EIN, etc.) * Other information that will allow us to identify you We may also ask to see your driver’s license or other identifying government issued documents. The definition of an account covers a broad range of regular financial transactions such as deposit, transaction, asset, or credit accounts or other extension of credit. The required verifications may be inconvenient for some but a strong deterrent for terrorists and other criminals. You can rest assured that we will only request the information required by law and that we will use the information only for purposes of complying with the law. Your privacy is our top concern, and we will respect and protect it as always, consistent with the law’s requirements. Thanks for your understanding and help in this critical effort. The war on terrorism will be fought on many fronts, and this is one of them. If you have any questions about compliance with the Patriot Act or identification needed for opening or making changes to accounts, please contact us.</image:caption>
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