Loans Offered

Agriculture Loans

Please call Pete at (406) 535-7478 or stop by our office for information on commercial and agricultural loans.

Debt Consolidation Loans

Your chance to consolidate all those monthly bills into just one. We offer a variety of loans that could meet your needs. Contact you local Credit Union today and visit with one of our friendly loan officers (406) 535-7478 about making your life just a little bit easier.

Click here to use the Fergus General Savings and Loan Calculators.

Holiday Loans

Are you ready for your Christmas shopping? Don't have the money yet? Well we have the solution, come in and borrow the money today at your Credit Union and you can pay it back through out the next year. It will make your Christmas holiday's much less stressful.

  • Borrow up to $3500
  • Borrow for 1 year
  • You can borrow in November or December
  • Monthly Payments

Click here to use the Fergus General Savings and Loan Calculators.

Home Equity Loans

Your investment in your home is worth money in your pocket. Our home equity loans are designed to give you borrowing power to virtually any need or purchase: vacations, college tuition, a new car, home improvement, bill consolidation, or any other major purchase. We offer convenient, flexible terms from 5 to 12 years, and competitive interest rates on up to 80% of the equity in your home. And, unlike consumer loans, the interest you pay on a home equity loan MAY be deductible* from your income taxes. *Consult your tax advisor

Click here to use the Fergus Mortgage Calculators.

Home Improvement Loans

Ask about a second mortgage or Home Equity Line of Credit Loan. Please contact a Loan Officer at 406-535-7478 for our current competitive rates.

Click here to use the Fergus Mortgage Calculators.

New & Used Vehicle Loans

Purchasing a vehicle? We have the perfect solution when it comes to new and used vehicles.

  • Finance for up to 7 years on new and 6 years for used
  • Fixed monthly payment
  • Competitive Rates

Click here to use the Fergus Auto Loan Calculators

Personal Loans

Looking for a Personal Loan? Whether it’s a personal project, vacations funds, or something else, we have the funding to help!

  • Finance up to 5 years
  • Fixed Monthly Payments
  • Competitive Rates

Real Estate Loans

Refinance your existing home or finance that new home at your local, friendly, and convenient Credit Union. We offer an efficient mortgage department that will make all that paper work seem like a breeze.

Rates adjust daily. Please contact Amy Miller at 406-535-7478 for our current competitive rates.

Click here to use the Fergus Mortgage Calculators.

Total Overdraft Protection (TOP) Loans

Total Overdraft Protection (TOP)

This is a line of credit (loan) that is attached to your share draft (checking) account to cover any possible overdrafts that may occure. Once this line of credit advances to your checking account then it is set up on an automatic repayment plan to take a minimum $25.00 a month out of your checking account on the 25th of each month.

Click here to use the Fergus General Savings and Loan Calculators.

Vacation Loans

If you are wanting to take that much needed vacation, come in and visit us at the Fergus FCU, and we will set you up with an small vacation loan (OAC). It will give you the spending money you need to make your trip more enjoyable. Stop in or call your loan officer today!

Click here to use the Fergus General Savings and Loan Calculators.