Privilege Pay
Privilege Pay is a program that allows members to overdraw their checking account up to $500 for 21 days. There is a fee for each Check, ACH or Bill Payment debit that is presented causing an overdraft to the checking account. Privilege Pay allows members to avoid having an occasional check returned for insufficient funds.
Checking Accounts
Our Checking accounts let you write “checks” and perform Debit Card transactions with your credit union funds. Depending on which type of Checking account you choose (Basic, Select, Enterprise, or Premium) you can even earn dividends on the balance.
Basic Checking is a standard checking account. It requires $100 to open.
No per check charge
Unlimited check writing privileges
Duplicate checks are standard
Select Reward Checking Similar to the Basic checking, but you can earn monthly dividends for using your checking account. It requires $100 to open. Earn higher dividends if you meet qualifying requirements.
Enterprise Checking To open an enterprise checking you must start with, and maintain, a $100 balance. This checking account has a monthly fee of $4.50, but no per-check charge. You get free counter checks when you sign up, and images of your checks will be returned to you at the end of the month.
Premium Checking This is the highest quality checking account we have. You must have and maintain a $1000 balance, or you will be charged a $5 monthly fee. On this account if you have an over $1000 balance you will receive a monthly dividend. With this account you will receive free basic checks.