Additional Services

Mobile Banking

With Fergus FCU's mobile banking app, you can access your accounts and loans from anywhere using you Phone or Tablet. 

  • Transfer Funds
  • Deposit Checks with Mobile Deposit
  • Fingerprint Log-in (if your mobile device has this function)
  • Pay Bills

Download the App
Visit your iPhone App Store or Google Play Store and search for Fergus Federal Credit Union to download the app.

Log On
To log in the mobile app, you will use your existing User ID and Password for your online banking.  (If you don't currently use Fergus FCU's online banking, you'll need to establish your log-in on a PC first. Don't have a PC? No worries, contact us for assistance!) 

Mobile Check Deposit
Snap a picture of your check, and follow the on-screen instructions. You'll receive a confirmation when your check has been deposited. Please be aware that there is a 2 day funds hold policy - $200 dollars will be available to you the same day, and the rest of the funds will be released to you within 2 business days. 

Check Cashing

Check Cashing There is a check-cashing fee of 1% or $5.00 (whichever is greater) for members that maintain less that $100 in their Regular Share Account. In order for the credit union to serve its members, you, the member, must participate with the credit union by saving and borrowing here. We cannot exist as just a check cashing service and fulfill the financial needs of all the credit union members. We must have active, contributing members. Any one of the following will waive the check-cashing fee:

  • $100 balance in your regular share account
  • Any government check
  • Deposit more than 1/2 (one-half) of your check
  • An active share draft (checking) account
  • A share certificate or money market account
  • An active VISA credit card account
  • An active loan, in current repayment status
  • A minor, under 18 years of age.

We invite you to speak to one of our member service representatives, tellers or management if you have any questions about what services we offer and how your membership in the credit union can best benefit you.


Night Depository

Having a hard time making it to the Credit Union during hours?

We have a quick and easy to use night drop for your conveniance. It is located in our Drive Thru, in the first lane. Items are posted first thing the next business day.

Notary Public

The Fergus Federal Credit Union has four Notary Publics, all who are here to serve you at no charge. Stop in for your Notary needs today.

iTalk Voice Response

You can access your accounts 24 hours a day, seven days a week, from anywhere in the United States! All you have to do is use our iTalk / Audio Banking system. Here's how:

  1. Dial 1-800-950-0326.
  2. Then....
  3. Enter your five digit member number.
  4. Then enter your personal identification number.
  5. Then enter the last four digits of you SSN (if you are logging in for the first time, it will ask for you whole SSN).

You can then access the following functions, and by following the menus as given take care of your account while you're away !

  • Press 1 for Account Balances
  • Press 2 for Account History
  • Press 3 to Transfer Funds
  • Press 4 for Share of Loan Withdrawals
  • Press 5 to Change your iTalk PIN
  • Press 6 for Credit Union Information
  • Press 7 for Future Dated Transactions
  • Press 8 to Get Documents by Email

Any time you need to back out of a menu simply press star (*) until you get back to where you need to go!

Wire Transfer Services

Need to Wire Money Into Your Account at Fergus FCU? Here are the instructions you will need:

  1. First Credit: Millennium Corporate Credit Union, Helena, MT ABA #: 301180111
  2. Further Credit: Fergus Federal Credit Union, Lewistown, MT ABA #: 292977679
  3. Final Credit: Member Number and Name

We also wire money  to any other financial institution.  Wire transfer  fees will apply.  See the Fee schedule under Your Credit Union. Just give us a call or stop at the Credit Union for more information.